PF Calculator – Calculate EPF Contribution from CTC
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Most companies keep basic salary between 40% – 50% of CTC.
Basic Salary (Monthly)₹28,000
Basic Salary (Annual)₹3,36,000
PF Contribution Summary
Employee PF₹3,360 / month
(Deduction)
Employer PF ₹3,360 / month
(Added to CTC)
EPF(3.67%)₹1,028 / month
EPS (8.33%)₹2,332 / month
Total PF Saved₹6,720 / month
Total Annual PF₹80,640
PF is calculated as 12% of Basic Salary + Dearness Allowance. Both employee and employer contribute equally to EPF.
FAQs on PF Calculation
What is PF contribution in India?
Provident Fund (PF) is a retirement savings scheme where both employee and employer contribute 12% of the employee's basic salary and dearness allowance to the EPF account.
How is EPF calculated from salary?
EPF is calculated as 12% of Basic Salary plus Dearness Allowance. Both employee and employer contribute 12% each to the EPF account.
Is PF deducted from CTC or basic salary?
PF is calculated based on basic salary and dearness allowance, not the entire CTC. However, the employer's PF contribution is included as part of the total CTC.
What is the employer EPF contribution split?
The employer contributes 12% of basic salary plus DA. Out of this, 8.33% goes to EPS (Employee Pension Scheme) and 3.67% goes to EPF.